How to Apply for SLTF Student Loan Support in 2025 – Step-by-Step Guide

Need financial aid for your education in 2025? Here’s a step-by-step guide on how to apply for SLTF support in Ghana, including eligibility, documents, portal access, and approval timelines.

What is SLTF?

The Students Loan Trust Fund (SLTF) is a government-backed initiative that provides low-interest or interest-free loans to Ghanaian students in accredited tertiary institutions. In 2025, the SLTF is playing a major role in supporting initiatives like the No Fees Stress Policy, particularly in Colleges of Education.

📌 Who is Eligible?

To apply for SLTF support in 2025, you must:

• Be a Ghanaian citizen
• Be admitted into a recognized tertiary institution (e.g., College of Education, Technical University, University)
• Possess a valid Ghana Card number (Ghana.gov ID)
• Have a registered MTN mobile wallet for disbursement
• Not be a beneficiary of any full government scholarship

📝 Required Documents

Before applying, prepare the following:

• Admission letter or proof of enrollment
• National Identification (Ghana Card)
• School ID or acceptance letter
• Valid phone number linked to MTN mobile money wallet
• Guarantor details (if required – based on loan type)

🌐 How to Apply Online

1. Visit the Portal:
   👉 https://www.sltf.gov.gh
2. Create an Account:
   Use your Ghana Card number and personal email.
3. Fill the Application Form:
   Provide details on your programme, school, MoMo number, and personal contacts.
4. Upload Supporting Documents:
   Attach scanned copies of your ID, admission letter, etc.
5. Submit and Track:
   Submit the application and keep track of your status through the SLTF dashboard.

⏱️ How Long Does It Take?

• Processing takes about 10–15 working days.
• After verification, funds are disbursed directly into your MoMo wallet or to the school, depending on policy.

🔄 Repayment Plans

• Starts one year after graduation.
• Flexible repayment via MoMo or bank based on income level.
• Interest-free options available under No Fees Stress Policy for Colleges of Education.

📞 SLTF Contact Support

• Call: 0302 231 886 / 055 140 5222
• Email: info@sltf.gov.gh
• WhatsApp Chatbot: Available on the website
• SLTF Office Locator: https://www.sltf.gov.gh/contact-us

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