TheNational Association of Graduate Teachers (NAGRAT) has reduced its interest rates on Fund loans from 14% to 12% effective Septem 7,2020.
The Union in a statement issued by its P[resident, Angel Agbe Carbonu on September 4, 2020.
Applying for Loans Online
Association has resorted to an online application for loans by its members.
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The benefit to the member
- No Loan Application Form
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No Loan Advance form
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No Authority Note Form
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You can apply for a loan at anytime
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You can apply for a loan at anywhere
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You can monitor your application online
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The Loan will be paid directly to your salary bank account
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No more incurring transportation cost to secure application form and picking of cheques from the regions.
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Probability of rejections of loan is very low if the loan information provided is accurate
10. Faster delivery services
The benefit to the Regional /Zonal Office
- No more scanning of documents
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No More Emailing of documents
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No More loan processing on the TPRS
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No more calling of members for their loan cheques
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How to apply online
- Go to www.nagratfund.com
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Update your records if you have not done that already. Your guarantor must also update their records online
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Then click on “Apply for Loan” on the dashboard
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Provide your mandate number, your affordability, amount requested and duration of loan.
The system will automatically check whether you qualify for the loan. You can only continue if you qualify -
Provide the staff ID and verification code sent to your guarantor.
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Then click submit (that is all)
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Source: EducationGhana.net